Life Insurance, College Savings, Retirement Income, Annuity
RIJU R. SAM
At your service from 2009
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The website is for general informational purposes only and is subject to change without notice. The information you obtain in this site is not, nor is it intended to be professional advice. You should consult with and rely on your own independent legal, financial and tax advisors regarding your particular set of facts and circumstances. The products and services may not be available in all states. The website owner is not responsible for typographical errors and no warranty is provided regarding accuracy of information as product informations, company guidelines, rate and rules may change frequently. You may access the website at your own risk. The website owner nor any of its affiliates shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages arising in any way from the information contained in this website or any information transmitted via this website. As a visitor to the site you agree not to use of any manual or automated software, devices, or other processes to "scrape", “crawl” or “spider” any web pages contained in the Site which is strictly prohibited.
Disclaimer: The information contained in this website are for illustrative and educational purposes only. Policy coverage under any insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state's approval and coverage may vary by state. Product terms, conditions, and exclusions not described in this web site may apply. All quotes and rates are for illustration purposes only. Actual premiums and coverage will be based on age, gender, health history, certain underwriting criteria, state of residence, medical exam and tobacco usage. All guarantees are based on the claims-paying ability of the insurer. While we use reasonable efforts to include accurate and up-to-date information, we make no warranties or representations regarding insurance policy features as insurance companies may change their product, rider features, state availability, coverage conditions, etc at any time with or without notice. Please ask about your state availability, issue conditions and exclusions of a particular insurance product before any insurance policy is purchased.
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Please do not send any information to us that constitutes a trade secret or is confidential or proprietary. We cannot agree to obligations of confidentiality or non-disclosure with regard to unsolicited information submitted to it. By submitting information or materials to us, you and anyone acting on your behalf, agree that any such information or materials will not be considered confidential or proprietary. We shall be under no obligation to return any information or materials to you. In no event shall we be limited or restricted from pursuing any investment opportunities with others.
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